Thank you for visiting our web site. We have designed our Privacy Policy to inform you about our current data collection and how we use your personal information. From time to time, we may, without notice, modify or eliminate all or a portion of this Privacy Policy.

We obtain personal information that is needed to provide you with our goods and services.

When we collect information directly from you, we obtain this personal information in order to provide you with our goods or services, to provide customer service and to fulfill any legal or regulatory requirements. We also obtain personal information as a result of consumers' financial transactions with us or with our merchants. When we obtain information about consumers and merchants from third parties, we use sources that we believe are reputable, including public repositories.

The only information we collect about you is information that you provide us. This information may include, for example, your name, mailing address, e-mail address and telephone number. If you supply us with personal data and request information from us, we will contact you to provide you with the information you requested. We may also contact you to follow up on your job opportunity inquiries, or we may send you other information about our and its products or services that we believe you would find interesting or helpful.

We are committed to protecting the confidentiality of your personal information.

Our policies limit access to the personal information we collect to our employees and business relationships who need the information to fulfill their business responsibilities. We require our employees to adhere to this Privacy Policy. Employees who violate our Privacy Policy are subject to disciplinary action, up to and including dismissal.

When we collect personal information about you, we handle this information in accordance with the terms and conditions in our applicable merchant agreement. When we engage vendors and other outside contractors, they are subject to our contractual requirements. For purposes of credit reporting, verification and risk management, we may share information about you with third parties. We also will disclose information in response to a request issued by a court, government agency or regulatory authority.

We will inform you about the general uses of the information we collect about you.

When we have a direct customer relationship with you, we will strive to make information available to you about the general uses of the information we collect. This information is made available at the point of sale, through privacy notices on our Web sites, in other formats that are publicly available or through other means specified by applicable state and federal laws. In addition, when we obtain personal information about consumers indirectly through our merchants, we require our merchants to provide these consumers with their own timely and complete privacy notice.

We strive to give you choices about how your information will be used.

When we obtain personal information as part of our direct relationship with you, we will not share this information with nonaffiliated third parties, except in the following circumstances:

· In accordance with the our Privacy Policy
· To facilitate and complete merchant-initiated or authorized transactions
· To comply with federal, state and local laws, including credit reporting laws and card association rules
· To combat fraud
· To offer products and services that we believe may be of interest to you.

Since your needs may change, and we continuously develops new products and services, we may contact you to determine if we can provide you with additional services. Most of our customers appreciate hearing about our new products and services and prefer that we continue to contact them. If you would prefer not to be contacted we will make information available to you about how you may request to have your name removed from any our owned marketing lists.

We maintain procedures to assure the quality of information we collect and, in some instances, we inform you how you can access your information and make corrections, if necessary.

We employ appropriate measures to assure the quality of information that we collect directly from you. In some instances, where we collect information directly from you, we inform you how to correct any erroneous or out-of-date information stored in our database. These requirements and procedures may vary by each of our business activities. As you visit our various Web pages , please be sure to review the privacy policies applicable to those sites. We abide by applicable laws related to such information.

We use appropriate security safeguards.

Security is important. We employ appropriate measures, including advanced technology, to protect personal information collected against unauthorized access, disclosure, alteration or destruction. These measures may include, among others, encryption, physical access security and other appropriate technologies. We continually reviews and enhances its security systems, as necessary.

Our Web sites may be linked to other Web sites.

We may create links to third-party Web sites. We are not responsible for the content or privacy practices employed by third-party Web sites that are linked to our Web site. Neither do we control or warrant the utility, merchantability or workmanship of the products or services offered at third-party Web sites.

The examples contained in this Privacy Policy are illustrations only, and they are not intended to be all-inclusive. If you decide to close your merchant account or become an inactive customer, or if we close or suspend your account, our Privacy Policy, as it may exist from time to time, will continue to apply. We may amend this Privacy Policy at any time, and we will inform you of changes as required by law. You may have other privacy protections under state laws, and we will comply with applicable state laws when we disclose information about you. This Privacy Policy applies to all accounts you may have with us, and it replaces all our previous disclosures to you about our information practices.

Our Privacy Policy is currently applicable only to our United States customers and visitors to our Web site. Cross-border transactions may have their own rules and practices.

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